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Public Insurance Adjuster Pre license Course Requirements Public Insurance Adjusters Pre License Course Requirements
January 1st, 2017 Public Insurance Adjusters are now required to complete 20 hours of pre license course-work.

Since no provider has a Public Insurance Adjusters pre license course approved for pre license training. You can complete our 20 hour Property Only course to complete your required hours. 

Public Insurance Adjusters



Public Insurance Adjusters

Public Insurance Adjusters







 Available Printed book & exam practice questions!

The following course covers the 20 Hour Public Insurance Adjuster Course-work.

brand viagra prescription 20 Hour Property Broker-Agent Class – Online Video
(California Pre licensing Requirement for Public Insurance Adjuster)

source link Video Class (Pre license Online) Public Insurance Adjusters

This is the follow Required class hours before taking the Public Insurance Adjusters California State Exam.
enter site Video Access: 90 days

  • 20-30 minute videos [57 total] & review quizzes [57 total] to strength your knowledge of each section.
  • Unlimited review during access
  • Instant printable Certificate of Completion [Public Insurance Adjusters].
  • All completed course credits are automatically sent to the California Department of Insurance.

Course Material for Public Insurance Adjusters:

1. General & Property {Class Content} (PDF)
2. Videos – List by Topic & Time – Reference Property (PDF)
3. Videos – List by Topic & Time – Reference General (PDF)
4. How-To Use: My Account {Classroom} (PDF)
5. Certificate of Completion {Instantly printable & we submit CDI credits}

Insurance you can sell with this license: Lines of Authority: Public Insurance Adjusters services, Business Owner’s Policy, Commercial Property, Personal Property, All Auto, Crop, Homeowner’s, Dwelling, Umbrella or Excess Liability, Earthquake, Residential Property Insurance, Inland Marine, Livestock, Equipment Breakdown, Flood and Watercraft.

Topics Covered in this Class: 

The most specific knowledge is required in the following areas:

 General insurance concepts and principles 
 Insurance Code and Ethics 
 Responsibilities and authority of a Property Broker-Agent 
 Business Owner’s Policy 
 Commercial Property 
 Earthquake Coverage 
 Flood Insurance 
 Homeowner’s Insurance 
 Personal Property (2)

To a lesser degree knowledge is required of:

 A general understanding of all other lines of insurance

As defined by the National Association of Insurance Commissioner’s Producer Licensing Model Act, a Property Broker-Agent’s lines of authority are defined as insurance coverage for the direct or consequential loss or damage to property of any kind. The list below contains a sample of some of the insurance products that can be transacted with this license.

Businessowners Policy (BOP) covers small and medium sized businesses. Business owner’s policies basically consist of integrated property coverage, general liability coverage and some additional types of coverage that most businesses require. Optional coverage can also be added to meet specific needs of the business. Auto and worker’s compensation are generally excluded.

Commercial Multiple Peril is a package insurance policy that provides both liability and property coverage for businesses and other organizations.

Commercial Property Coverage applies to real property (such as buildings, factories and warehouses) and business personal property (furniture, fixtures and inventory). It commonly provides time element coverages such as loss of income. Pre licensing Education Educational Objectives California Property Broker-Agent Examination Revised 3-7-11 PROP – page 2

Crop Insurance is coverage for crops in the event of loss or damage by insured perils including hail, fire, and lightning. Prior to the passage of the Federal Crop Insurance Act in 1938 it was virtually impossible to obtain insurance protection against crop damage. Today coverage is available from the Federal Crop Insurance Corporation as well as from private sources. Exclusions from coverage include the perils of war and nuclear disaster.

Dwelling Property is coverage for property damage to a personal dwelling. This will include at least coverage for fire and lightning but can be enhanced to include additional property coverages such as water damage, smoke, and theft. It differs from a homeowner’s policy in that liability must be added by endorsement.

Earthquake Insurance is a form of property insurance that pays the policyholder in the event of an earthquake that causes damage to the property. Most homeowners’ and dwelling fire insurance policies do not include earthquake damage. Equipment Breakdown Insurance is insurance commonly referred to as boiler and machinery insurance, covers the costly physical and financial damage that can result from an equipment breakdown.

Equipment Breakdown insurance can pay for: direct property loss (the cost to repair or replace damaged equipment); lost business income and costs for temporary replacement equipment; other expenses incurred to limit the loss or speed restoration of operations; loss value of spoiled products or materials; and business recovery expense.

Flood Insurance is insurance that compensates for property damage arising flooding. The federal government is primary writer of the coverage which offers the coverage in federally designated flood areas. Flood coverage is excluded on most homeowners and dwelling fire policies.

Homeowners insurance is a combination of both property and casualty coverages arising out of the ownership of a home. Coverage includes damage to the home, its contents, additional living expenses, and for the insureds personal liability. The homeowners’ coverage can be used in different formats to insure mobilehomes and farms if owned by an individual.

Inland Marine insurance is a broad category of property insurance generally covering loss to movable property or unusual risks. In personal lines, inland marine includes coverage for personal effects like jewelry, fine art, sports or musical equipment. Inland Marine coverage in commercial lines can include but is not limited to Equipment Floaters, Builders Risk, Jewelers Block and Difference in Condition policies. Pre licensing Education Educational Objectives California Property Broker-Agent Examination Revised 3-7-11 PROP – page 3

Livestock coverage is designated for horses and other farm animals if they are damaged or destroyed. The insurance includes registered cattle and herds, other farm livestock, and zoo animals. This type of insurance protects the farmer or rancher against the premature death of animals resulting from natural causes, fire, lightning, accidents, and acts of God, acts of individuals other than the owner or employees, and destruction for humane purposes.

Personal Lines are property/casualty insurance products that are designed for and bought by individuals, including homeowners and automobile policies. Personal Lines is also offered as a limited line license through the California Department of Insurance.

Public Insurance Adjusters

Health Agent Insurance Coverage Guidelines

Finding the best health insurance coverage (Health Agent Insurance Coverage Guidelines) for your clients can give you peace of mind that you have provided the best service and that your clients will be happy with their plan and coverage. Part of this puzzle is knowing if your clients qualify for premium assistance and which options are open to them.

These  Guidelines provided by CoveredCA for the 2016 enrollment year, till March 2017. 

acquistare viagra generico 25 mg consegna rapida a Napoli Income Guidelines Chart (use through March 2017)

health agent insurance coverage guidelines

health agent insurance coverage guidelines









Each year before open enrollment CoveredCA provides an updated list of the Income Guidelines which shows the premium assistance offered to those qualifying. Provided in an easy to follow chart you can use online or in a printed format.


Chart directions: You may be eligible for Medi-Cal or Low-Income Health Plan. Whether you qualify for financial assistance depends on your household income and family size. See the charts below to help determine if you qualify for financial help. This chart is the Federal Poverty Level Guidelines for the 2016 Benefit Year. View the chart to help determine if you qualify.

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